List of Microfinance Banks in Cross River State

If you are looking for trusted microfinance banks in Cross River State, Nigeria, this post is for you. Microfinance Banks (MFBs) are licensed financial institutions that provide savings, loans, and other financial services to individuals, students, small businesses, and rural communities who may not have easy access to commercial banks. In this article, you will find the complete list of approved microfinance banks in Cross River State, including their locations in Calabar, UKOM, and beyond.

List of All Microfinance Banks in Cross River State

There are 11 Microfinance Banks in Cross River State. They are

CALABAR Microfinance Bank

CROSSRIVER Microfinance Bank

CRUTECH Microfinance Bank

CSD Microfinance Bank

EKONDO Microfinance Bank

FIRST ROYAL Microfinance Bank

ISHIE Microfinance Bank

LIVING SPRING Microfinance Bank

MALACHY Microfinance Bank

OGOJA Microfinance Bank

UNICAL Microfinance Bank

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Microfinance Banks in Cross River State and their location.

These are the list of all 11 Microfinance Banks and their branches in Cross River State

CALABAR Microfinance Bank located at 72 EGERTON STREET CALABAR, CROSS RIVER

CROSSRIVER Microfinance Bank located at No 1, Prof. Eyoita House, Ndidem Usang Iso Road, Calabar, Cross River State

CRUTECH Microfinance Bank located at CROSS RIVER UNIVERSITY OF TECHNOLOGY, CALABAR

CSD Microfinance Bank located at 2, OKIM OSABOR STREET, IKOM, CROSS RIVER STATE

EKONDO Microfinance Bank located at NO. 44, MURTALA MOHAMMED, CALABAR, CROSS RIVER STTE

FIRST ROYAL Microfinance Bank located at 12, CHALMER STREET, CALABAR, CROSS RIVER STATE

ISHIE Microfinance Bank located at 165, ODUKPANI ROAD, ISHIE TOWN, CALABAR, CROSS RIVER STATE

LIVING SPRING Microfinance Bank located at 1 DIAMOND HILL CALABAR, CROSS RIVER STATE

MALACHY Microfinance Bank located at No. 2, Eyo Eta Street, Calabar, Cross River State

OGOJA Microfinance Bank located at 27 MISSION RD IGOLI-OGOJA

UNICAL Microfinance Bank located at UNIVERSITY OF CALABAR MAIN CAMPUS, CROSS RIVER

The above Microfinance banks are licensed either as state MFBs,tier1 or tier 2 unit banks, meaning they are recognized by regulatory authorities and permitted to offer financial services to the public.

Structure of Microfinance Banking in Cross River State

The structure of microfinance banks in Cross River State is based on licensing categories:

State MFBs operate across the entire state.

Tier 1 Unit MFBs has a Wider customer reach than Tier 2, suitable for larger LGAs or semi-urban areas. It also Provides micro-loans, savings, and financial services to a bigger population within an LGA.

Tier 2 Unit MFBs focus on specific local government areas or communities.

Microfinance Banks and their Status.